23 Jan
ATB
Calgary
:
At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ).
Life at ATB is about more than work. In fact, we’re consistently recognized as one of thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:
Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.
Thrive together: We want you—the unique, authentic you—to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.
Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.
About the role
As ATB’s next Mortgage Underwriter, you play a key role in the approval process for all mortgage applications sourced by the Mortgage & Broker Services Sales team. All this is done within their lending limits and in accordance with service level agreements, compliance and the knowledge Guide.
This is a 12 month temporary opportunity.
Accountabilities
Key Responsibilities:
- Conduct detailed credit analysis preceding the granting of a loan, based on credit information provided by the borrower.
- High level of service quality, credit decisioning and the ability to coach and counsel various members of the sales team regarding deal presentation and source documents provided. This includes the Credit quality of all source documents required to support the application.
- Refer applications outside of lending limits to the Manager, Underwriting or Retail Credit with recommendations.
- Coach and counsel various members of the Mortgage and Broker teams regarding deal presentation and source documents provided.
- On a daily basis, provide the highest level of internal and external client service while fielding inquiries and building strong relationships.
- Work towards constant refinement and streamlining of credit processes in order to reduce costs, improve turnaround times or improve credit quality while balancing the expectations of sales team members, clients and ATB Financial.
Key Relationships:
- On a daily basis, contact sales team members to provide direction regarding credit, operations and risk.
- Interact with Retail Credit and other corporate partners to ensure customer, sales team members, and ATB’s risk management expectations are met.
Skills, experience & requirements
Core Skills and Experience:
- An influencer with strong consulting and communication skills; is able to promote consistency of practice and employ flexibility in their approach.
- Recognized as an expert in their own area within the organization.
- Proven ability to execute on strategies that establishes a new bar for client service excellence within the Retail Banking Industry.
- Experience analyzing financial data and structuring credit recommendations.
- Experience reading and interpreting personal financial statements and information.
- Underwriter experience with mortgage and land secured lending is an asset.
Accreditation:
- Post Secondary Degree/Diploma in Finance, Business or related experience is required.
- Minimum of 3 years lending experience.
- Mortgage fraud detection courses/programs are an asset.
Don’t meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role—but you might not check all the boxes—we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If you’re seeking a career where your drive, perspective and growth are celebrated, we want to hear from you.
We’re dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed—their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the program created by the Canadian Council for Aboriginal Business.
What happens next?
If you are shortlisted, you’ll hear from us after the posting closes. Check out our page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know at
Stay in touch
We’re excited that you’re interested in a career with ATB. Follow us on , and to learn more about what our team is up to.
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